At Gateway Pay, we’re focused in offering our clients high standard and reliable services for their high-risk business to create solutions compatible to their needs. We have extensive experience as a high risk payment gateway, and are able to process all types of transactions thanks to our cooperation with lots of banks worldwide.
Due to the risk involved in each transaction, there are many banks that do not offer support for this type of client. At Gateway Pay, we offer a thorough analysis of your business, providing strategies and solutions according to your needs, no matter what they may be, so you can make the right decision when it comes to choosing your e-commerce solution.
Once we have agreed on a custom solution for your needs, we will provide your company with the best merchant account services, giving your business the security of a system where information is kept confidential and credit or debit information is encrypted, ending in a secure environment for your customers. Rest assured that, by choosing Gateway Pay, you are leaving your e-commerce business in good hands, and you will soon be increasing productivity and efficiency of your sales division.
In Gateway Pay we are proud to offer the best escort merchant account service for national and international clients. Our experience and background show that we understand high risk business better than any other provider, and this is why we provide the best benefits exclusively for escort merchant account.
If your account request was rejected by other providers that do not accept high risk business, we’re willing to assume responsibility and provide you and our clients with the best, secure and most efficient service for their online transactions and, above all, create a strong and business relationship around trust.
We have the risk factor in mind in your commercial transactions, whether it’s sales, refunds and returns, and we know how to deal with potential fraud. Knowing how to deal with this difficulties makes our company one of the best in commercial transactions worldwide.
Considering the current online market, business types and the available ways to do business in the Internet, Gateway Pay provides solutions for offshore merchant accounts.
We are a serious company and we provide the most efficient electronic commerce solutions which local banks do not. We have partnered with foreign banks which provide vision and experience in this type of business.
Our experience with all type of companies has given us the required expertise to give our clients payment processing services worldwide.
At Gateway Pay we provide a reliable service when it comes to high risk credit card processing. Our company assures reliability to all of its clients, providing secure transactions and versatility when it comes to implement our system in your business platform.
Aimed mainly at high risk business, we believe that our company is the best solution worldwide for anyone looking for a high risk credit card processing solution that can accept credit cards (Visa, Mastercard, American Express, Discover), shopping cart links, virtual terminal and site enablement.
High risk credit card processing must be done by a company like Gateway Pay, which has a bug-free, secure environment which is easy to use and is fraud-free. Our service is the best and most cost-efficient available worldwide.
Our company is aware that modern online business requires special services for product commercialization and financing. A critical example are business requiring an adult merchant account, which generally are rejected by local banks that implement restrictions.
This is why Gateway Pay proposes a solution to this real necessity in the adult merchant account. We know that our clients want their business to be efficient and profitable, and to do this they need a payment processor that is secure, reliable and flexible.
Gateway Pay has partnered with a wide range of banks around the world, which provide secure solutions in the field of adult merchant account.
A Partner (AKA Reseller/ISO/Agent/Referrer) simply brings Gateway Pay any global prospective merchant…from anywhere in the world. Since we focus on supporting higher risk merchants, you have real potential to earn significant revenue. Gateway Pay offers a lucrative and valuable Partner Program to Independent Sales Agents and Independent Sales Organizations for the sale of payment processing solutions (Credit Card, ACH, eCheck, Direct Debit, Multi-Currency Conversion, Dynamic Currency Conversion and other global payment products as they hit the market). You will have the benefit of earning income as a result of our global banking and aggregation relationships.
Our Partners receive true Sales Assistance…guidance, personal service, expert advice and professional support. WE ARE TRUE PARTNERS! The Gateway Pay Partner Plan may be the most profitable reseller arrangement in the higher-risk payment processing industry. Give us a try!
Almost anyone can become a Gateway Pay Partner. We have Partners from almost every country in the world, from all walks of life. The following are a few examples of potential Partners:
Earning potential is unlimited; partners receive a negotiated percentage of monthly revenue for each boarded merchant. Commissions are typically based on monthly volume and profitability.
Becoming a Gateway Pay Partner is effortless. Give us a call or send an email. A member of the Gateway Pay Team will send you an informative guide and agreement which will include the basic features and benefits of referring merchants. As Gateway Pay continues to grow at a compounding rate, we are currently seeking new Partners.
To become a Gateway Pay Partner, send an email to firstname.lastname@example.org or call 800-653-5509. We look forward to working together to support merchants in the manner they deserve.
Credit card disputes, or “charge-backs”, present the biggest obstacles to running a successful e-Commerce business.
The most common scenario for a credit card dispute is not genuine web credit card processing fraud or identity theft at all. The majority of charge-backs comes from corrupt consumers who order and accept merchandise, and then file a fraudulent web credit card processing dispute with the card-company in an attempt to keep the product without paying.
On the Internet, it can be relatively easy for consumers who want to steal. The problem is magnified by the ease with which identity thieves and tech-savvy con-artists have learned to navigate e-Commerce merchant sites. Before Internet-driven identity theft, credit card companies only tolerated disputes due to stolen or lost cards. Now, card companies acknowledge disputes for almost all reasons and dishonest consumers are abusing the benefit.
Many merchants trust that charge-backs are final and they do not retort with a charge-back warning or notification. In truth, the merchant should strike back against fraudulent charge-back consumers to prevent wide-spread abuse of the system. For those merchants that choose to refute charge-backs, there are two typical courses of action.
Option #1: Dispute the charge-back instantaneously upon receipt of the warning or notification.
Option #2: If the bank grants the charge-back, the merchant can still act against or take legal action against the consumer directly for the amount of the charge-back plus all other costs incurred as a result (bank fees, etc.). Merchants should consult with an attorney for the proper protocol involved in such a process .
Another issue that plagues e-Commerce sites is Refund Fraud: customers who buy a product that is backed by a “money-back guarantee”, with the intention of using or duplicating the product and then return it for a full refund. This is extremely difficult to avoid and currently seems to be simply “part of doing business online”.
With the exception of checking every consumer’s credit report before shipping merchandise (for consumers in the US), it is close to impossible to altogether avert charge-back fraud. Yet, merchants can recover damages and money from fraudulent consumers. Follow some of these tips to prevent fraud:
Consumers do not want the aggravation of returning product unless they seek reimbursement. Electronic product consumers attempt to request a refund without returning the product.
Merchants should have Return Policies clearly elucidated on the website. Most processors do not recommend the insertion of Return Labels in initial product shipments as this can encourage consumers to refund by providing the opportunity to do so easily. Be sure to include time limits, restocking & processing fees, and additional conditions on return policies. Include any comments about the condition requirements of the product.
Merchants should have a logical and visible charge-back policy on the website. Consumers who undergo fraudulent charge-back can be reported to the major credit bureaus for the delinquent collection account. Even after the consumer pays, the consumer will still have a “paid” collection account on their credit report…this is a strong motivator against charge-backs.
Our high risk merchant accounts management system provides a sophisticated suite of fraud detection and prevention options. Each transaction submitted can be filtered through a comprehensive series of fraud detection rules to determine potential risk. The fraud protection utility allows the high risk merchant to implement safety precautions when accepting mail order/telephone orders (MO/TO) or Internet transactions. Due to the inherent risk associated with these transaction types, it is recommended that the merchant begin to develop a negative database to help identify and prevent fraudulent transactions. This feature works with an automated address verification system to help the merchant avoid charge-backs and fraudulent transactions.
Online businesses, by definition, incorporate more risk to the credit card processor than conventional businesses. These businesses are considered high risk merchant accounts because of high sales volumes and the susceptibility to fraud due to the “card not present” environment. High risk merchant accounts can earn enormous revenue but often encounter difficulty accepting online payments due to a lack of processors willing to accept certain industry risks. Any businesses with one or more of the following characteristics can be categorized as a high risk merchant business: